Approach a good advocate to defend yourself.
Divorce petition will be anyway be filed by her on cruelity basis and she will ask for maintenance also if she is not earning.
Can that counter cases be proved in court??
if cheques are stolen you will have the cheque details such as no. will you be able to prove that it is stolen and not given to her?. Immediately ask the bank to stop payment.
your wife will not pay EMI for sure. if you stop paying you will loose the asset. take advice of advocate.
If you have done nothing wrong do not panic.
It is appropriate if you peacefully negotiate and save yourself from problems.